Funding Solutions For Construction Projects
Whether you're building your family home, undertaking a knockdown rebuild or managing a development project, we help structure finance solutions aligned with your project goals.
New Home Builds
Finance solutions for owner occupiers building a new home from the ground up.
Knockdown Rebuilds
Finance solutions for demolishing an existing dwelling and constructing a new home on the same site, with funding structured around your build timeline.
Major Renovations
Finance options for significant renovations, extensions and property improvements.
Residential Developments
Funding support for duplexes, townhouses and small-scale development projects.
Why Choose Our Construction Loans?
Progress Payment Expertise
Construction finance involves staged funding and lender drawdowns. We help navigate the process from commencement through completion.
Access To Specialist Lenders
Compare funding options from a broad panel of lenders experienced in construction lending.
End-To-End Project Support
From lender selection through settlement and progress payments, we help manage the finance process.
Ready To Discuss Your Construction Plans?
Speak with a construction finance specialist and explore funding options tailored to your project.
Construction Loan Questions Answered
How is a construction loan different from a regular home loan?
Unlike a standard home loan, a construction loan is drawn down in stages as your build progresses rather than as a lump sum. Interest is typically charged only on the amount drawn at each stage, which can help manage costs during the build.
What stages are funded in a construction loan?
Progress payments are typically made at key build milestones: slab, frame, lock-up, fixing and completion. We help coordinate drawdown requests with your lender and builder throughout the process.
Do I need a fixed-price building contract to apply?
Most lenders require a fixed-price contract from a licensed builder before approving a construction loan. We'll outline exactly what documentation is required based on your project and chosen lender.
Can I get a construction loan if I'm self-employed or have complex income?
Yes. We specialise in construction finance for self-employed borrowers and complex income scenarios, and work with lenders experienced in assessing non-standard applications.
How long does construction loan approval take?
Approval timelines vary by lender and project complexity, but typically range from 2–6 weeks. We'll provide a realistic timeline after your initial strategy call.